AmericanChecked is a consumer reporting agency regulated by the Fair Credit Reporting Act, 15 U.S.C. §1681 et seq. (FCRA) and other federal and state laws. We are committed to privacy and have adopted the following privacy policy regarding the collection, utilization and sharing of information.
The content of our website is subject to the following Terms which may be revised at any time. By accessing and/or using the site, the user acknowledges this disclaimer and agrees to be bound by the following terms and conditions:
AmericanChecked takes the privacy of consumers very seriously. AmericanChecked abides by the Fair Credit Reporting Act and other state,, local and federal laws. Clients must be certified by AmericanChecked before being allowed to order reports.
The information provided to our clients is for employment, volunteer, tenant screening or licensing purposes as outlined by the Fair Credit Reporting Act. Our clients are contractually required to obtain a signed disclosure and authorization form from a consumer before ordering screening reports on any individual; therefore, no information is ever provided on anyone without their knowledge. All users must certify that they have a permissible purpose to request a report such as employment or credit. The user must submit to reasonable audits by us to confirm that it is, in fact, obtaining such consents. Our customers agree to keep your information confidential and secure.
Any information gathered on any consumer may only be provided to the user authorized by the consumer or permitted by the FCRA or similar state law to receive the information. We cannot and do not share, sell or distribute with or to any third party other than the requesting party thereof.
However, we may be required upon receipt of a court order to release the information in civil litigation, or as otherwise required by law, to disclose information regarding a consumer to law enforcement agencies.
Consumers may call AmericanChecked, Inc., at 800.975.9876 or write to AmericanChecked, Inc., 4870 South Lewis, Ste.120, Tulsa, OK 74105 to request a copy of their information or to file a dispute regarding information that they feel was reported incorrectly. They will be required to provide proper identification before information is provided to them.
AmericanChecked does not offer services to children under the age of 18, and this website is not directed to children under the age of 18. AmericanChecked does not knowingly collect information about children under the age of 18.
AmericanChecked does not maintain a database of consumer information.
Personal information such as name, address, phone number, email is private and confidential. We do not sell or provide company or personal information to third parties. AmericanChecked does not send information outside of the United States or its territories for any purpose other than to deliver a report to an end user. Of course, if information is sought from outside of the United States, the information is gathered in that country and then transmitted to us here in the United States where it is treated as any other consumer information. We use customer information to the extent needed to conduct business, including but not limited to: setting up your account, delivering our service, enhancing the operation of our site and administering our systems.
As a Consumer Reporting Agency (CRA), we are actively engaged in ensuring our systems and data are secure. Several layers of firewalls, encrypted file systems and extensive loggings provide robust protection.
We maintain records on each request for information and identify each user who requested information on a consumer.
Our emphasis on privacy and security is reflected in the way we operate. All employees and contractors must pass a thorough background check and security training is a key element of new employee orientation. Computer terminals, file cabinets, fax machines, desktops, etc. are secure from unauthorized access. Employees are prohibited from browsing files or databases without a business justification. The disposal of all waste paper documents follows the Federal Trade Commissions requirements that all information be unreadable upon disposal. State-of-the-art security equipment monitors and controls the entrance to our premises.
If you have any questions regarding our policy, you may contact our Chief Operations Officer at:
Email: helpdesk@americanchecked.com
Telephone: 800.975.9876
Mailing Address: AmericanChecked; 4870 S. Lewis, Ste. 120; Tulsa, OK 74105
AmericanChecked may revise this policy from time to time. If there is a material change to this Privacy Policy, we will post the revised policy at this location.